We help people prepare to retire on time...
...while enjoying their life along the way. Explore your lifestyle and legacy potential by booking Your Wealth Analysis Introduction Call today.
As Seen On
Many People Are Delaying Their Ability to Retire on Time and Do Not Realize It
Does this sound like you?
I'm nervous about my financial future.
I save in my 401(k) and hope it works out.
I'm concerned about future tax rates.
I can't retire until Medicare starts.
I'm anxious about inflation.
I'm worried about a market crash.
I put off retirement planning because I don't believe I can retire any time soon.
The problem is there's no such thing as a perfect investment, product, or strategy. Nothing does everything well.
"Wealth is the ability to fully experience life"
-Henry David Thoreau
We believe normal, everyday people can create extraordinary wealth and comfortably retire on time.
Explore Your Lifestyle and Legacy Potential
...so you can prepare to retire on time while you enjoy life along the way.
Create a Plan that You Can Understand
...even if you don't have a financial background.
Develop the Type of Relationship You Want
...so you get the level of financial support you need.
We get it...
The idea of retirement and living off of your assets can feel overwhelming, especially if you don't have a financial background.
The last thing you want is to be forced back into the workforce in your early 80s because the market took a turn for the worst, or inflation got out of control, or something else happened.
The truth is, no one can guarantee a "no-risk" retirement, not even an insurance company. That's why we believe it is so important to take the time and plan for the good, the bad, and the ugly.
Instead of trying to figure this out on your own, or playing the messenger between your CPA, your investment advisor(s), and your insurance agent, why not work with one comprehensive practice that can offer it all?
Meet Mike Decker
Founder of Kedrec
Author of How to Retire on Time
The Full-Scope of What We Offer
It's more than your typical financial practice.
Financial
Planning
Wealth
Management
Tax
Services
Investment
Models
Insurance
Services
Estate
Planning
Real Estate
Exits
Business Exits
If you work with someone that has investment, product, or service limitations, then you are limiting your investment, product, or service options.
Consider working with a comprehensive team that can potentially offer you more.
Here's How We Work
Step 1: Book Your Wealth Analysis Introduction Call
Fill out some basic information and schedule a no-cost, 30-minute introduction call so we can understand your lifestyle and legacy goals.
Step 2: Review Your Wealth Analysis Results and Plan
Explore your lifestyle and legacy potential through a comprehensive analysis and a draft of your potential plan.
Step 3: Determine Your Wealth Relationship Level
You decide if you want to continue working together, and if so, at what level, or not. It's OK either way.
Meet Mike Decker
Founder of Kedrec
Author of How to Retire on Time
You Define Our Relationship
The Check-In
Relationship
For those who want financial planning at an hourly rate (no assets professionally managed).
The Collaborative
Relationship
For those who want financial planning with some assets professionally managed.
The Comprehensive
Relationship
For those who want financial planning with all the assets professionally managed.
CREATE A RETIREMENT PLAN DESIGNED TO LAST LONGER THAN YOU
HOW TO RETIRE ON TIME
In this book, you'll discover:
How to run the numbers and see when you can afford to retire (It’s easier than you think).
Learn why many common retirement income strategies may be riskier than you realize.
Discover proprietary retirement income strategies that may be able to help you have more control over your income while potentially lowering your risk.
How to proactively anticipate and manage your retirement during the market's ups and downs.
Why it’s typically not too late to course-correct. If you have already retired, there’s still time to get on the right path.
And much more!
This book is a marketing publication for Kedrec, LLC
Explore Your Lifestyle and Legacy Potential
This content on this website is provided for informational purposes only and is not intended to serve as the basis for financial decisions. It should not be construed as investment advice or a recommendation.
Investment advisory services are offered through Kedrec, LLC, a Kansas state Registered Investment Advisor. Insurance products and services are offered through its affiliate, Kedrec Legacy, LLC. We are not affiliated with the US government or any governmental agency.
Investing involves risk, including possible loss of principal. No investment strategy can guarantee success, ensure a profit or guarantee against losses. Insurance product guarantees are backed solely by the financial strength and claims-paying ability of the issuing company.
Insurance and annuity products involve fees and charges, including potential surrender penalties. Annuity withdrawals are subject to ordinary income taxes and potentially a 10% federal penalty before age 59-1/2. Life insurance generally requires medical and potentially financial underwriting to qualify for coverage. Optional features and riders may entail additional annual cost. Product and feature availability may vary by state.
Tax, legal and estate planning services are available only to members who purchase the Fresh Wealth Plan Membership level. Tax, legal and estate services provided by our network of tax and legal professionals. Always consult with qualified tax/legal advisors regarding your unique circumstances.