Introducing:
Kedrec Wealth Plan™
Designed to last longer than you™
As Seen On
Kedrec Wealth Plan™
The purpose of the Kedrec Wealth Plan™ is to help you have more control over your time and how you spend it, regardless of what phase you are in life. For some, that may mean feeling more comfortable spending additional time and resources making life-long memories while they are still working hard save money for retirement. For others, it may mean feeling confident in their ability to retire sooner than expected. Financial confidence in your ability to enjoy your wealth in the present and in the future starts with a Kedrec Wealth Plan™.
Our planning process has five phases:
#1 - Lifestyle/Legacy Planning
How much is a year of your life worth?
Would you rather enjoy more income or pass more assets in your estate?
Do you want to front-load your income in retirement?
Are you charitable?
What is the purpose of your assets while you are alive?
Do you have purpose (a reason to get out of bed each day)?
#2 - Efficiency Planning
When should you file for your Social Security benefit?
How much should you convert each year from your Traditional IRAs to your Roth-IRAs?
Should you gift some assets now?
Are there potential capital gain problems that need to be addressed?
How much should go in your pre-tax, after-tax, and tax-free accounts before retirement?
How do you balance your income, tax, Social Security, and other strategies throughout retirement?
#3 - Portfolio Planning
How much risk is appropriate for your lifestyle/legacy goals?
Do you have the investments/products that support your desired income strategies?
How much should be in your Kedrec Reservoir™?
Is your portfolio designed to hedge against inflation?
Does your portfolio offer enough growth potential?
Does your portfolio offer enough principal protection?
Does your portfolio offer enough liquidity?
#4 - Risk Planning
What happens if when a spouse passes?
What would happen if we entered into a flat-market cycle (10+ years of 0% average returns)?
What happens when one spouse gets sick?
What happens if inflation gets out of control?
How do you keep income coming without accentuating losses when the markets crash?
What happens if Social Security were to cut benefits?
What happens if you were to live longer than expected?
What happens to your estate if you (and your spouse, if applicable) were to pass sooner than expected?
And more...
#5 - Implementation Planning
Funding assistance, regardless of what you want
Passive portfolio design guidance (if applicable)
Access to Kedrec Models™ (if applicable)
Access to insurance products (if applicable)
Access to private equity/lending (if applicable)
Access to Delaware Statutory Trusts (if applicable)
And more (we're independent and can help you get what you need)
To learn more about our plans, click the button below schedule a call and request Your Wealth Analysis. The purpose of the introduction call and the analysis will be to you give you an idea of what our plans could do for you so you can determine if the Kedrec Wealth Plan and our other services are right for you or not. It's OK either way.
Six Reasons Why People Pick Kedrec
#1 Fiduciaries
As fiduciaries, we are legally required to do what is in your best interest. If there are any conflicts of interest, we disclose them up front.
#2 Independent
No one tells Kedrec what we can and cannot offer. We are agnostic when it comes to various investments, products, and strategies.
#3 Full-Service
Our services cover the entire financial services industry so that you can get comprehensive advice and not fragmented suggestions.
#4 Planning
We believe that you cannot talk about products or investments until you have a plan in place. Don't put the cart before the horse.
#5 Models
We offer active investment models that are designed to make money in up, down, or flat market cycles. We also offer passive investment models.
#6 Wellness
Our plans go beyond the finances. We include health and wellness tips so that you can potentially live a happier and healthier life.
What We Believe Full-Service Looks Like...
Investment
Advisor
Planning
Management
Tax Services
Investments
Insurance
Estate Plan
CPA /
Enrolled Agent
Planning
Management
Tax Services
Investments
Insurance
Estate Plan
Insurance
Agent
Planning
Management
Tax Services
Investments
Insurance
Estate Plan
Estate
Attorney
Planning
Management
Tax Services
Investments
Insurance
Estate Plan
Kedrec
(Full Service)
Planning
Management
Tax Services
Investments
Insurance
Estate Plan*
Health & Fitness
Wellness
Comparison chart is based on typical offerings based on licenses. Not all businesses in the financial services industry are the same. Kedrec's tax services focus on personal tax planning and filing. Kedrec does not offer accounting, auditing, or other business related tax services.
*Estate Planning is offered to through our relationship with Wealth.com.
Estate Planning is not available to residents of Missouri.
Ready To Get Your House In Order?
Click the button below and tell us what you want.
Our comprehensive services are designed to help you fully experience life (financially, at least).
CREATE A RETIREMENT PLAN DESIGNED TO LAST LONGER THAN YOU
HOW TO RETIRE ON TIME
In this book, you'll discover:
How to run the numbers and see when you can afford to retire (It’s easier than you think).
Learn why many common retirement income strategies may be riskier than you realize.
Discover proprietary retirement income strategies that may be able to help you have more control over your income while potentially lowering your risk.
How to proactively anticipate and manage your retirement during the market's ups and downs.
Why it’s typically not too late to course-correct. If you have already retired, there’s still time to get on the right path.
And much more!
This book is a marketing publication for Kedrec, LLC
This content on this website is provided for informational purposes only and is not intended to serve as the basis for financial decisions. It should not be construed as investment advice or a recommendation.
Investment advisory services are offered through Kedrec, LLC, a Kansas state Registered Investment Advisor. Insurance products and services are offered through its affiliate, Kedrec Legacy, LLC. We are not affiliated with the US government or any governmental agency.
Investing involves risk, including possible loss of principal. No investment strategy can guarantee success, ensure a profit or guarantee against losses. Insurance product guarantees are backed solely by the financial strength and claims-paying ability of the issuing company.
Insurance and annuity products involve fees and charges, including potential surrender penalties. Annuity withdrawals are subject to ordinary income taxes and potentially a 10% federal penalty before age 59-1/2. Life insurance generally requires medical and potentially financial underwriting to qualify for coverage. Optional features and riders may entail additional annual cost. Product and feature availability may vary by state.
Tax, legal and estate planning services are available only to members who purchase the Fresh Wealth Plan Membership level. Tax, legal and estate services provided by our network of tax and legal professionals. Always consult with qualified tax/legal advisors regarding your unique circumstances.
Explore Your Lifestyle and Legacy Potential
This content on this website is provided for informational purposes only and is not intended to serve as the basis for financial decisions. It should not be construed as investment advice or a recommendation.
Investment advisory services are offered through Kedrec, LLC, a Kansas state Registered Investment Advisor. Insurance products and services are offered through its affiliate, Kedrec Legacy, LLC. We are not affiliated with the US government or any governmental agency.
Investing involves risk, including possible loss of principal. No investment strategy can guarantee success, ensure a profit or guarantee against losses. Insurance product guarantees are backed solely by the financial strength and claims-paying ability of the issuing company.
Insurance and annuity products involve fees and charges, including potential surrender penalties. Annuity withdrawals are subject to ordinary income taxes and potentially a 10% federal penalty before age 59-1/2. Life insurance generally requires medical and potentially financial underwriting to qualify for coverage. Optional features and riders may entail additional annual cost. Product and feature availability may vary by state.
Tax, legal and estate planning services are available only to members who purchase the Fresh Wealth Plan Membership level. Tax, legal and estate services provided by our network of tax and legal professionals. Always consult with qualified tax/legal advisors regarding your unique circumstances.