For those who are considering working with us…
Who We (KEDREC) Are?
Fiduciaries • Financial Planners • Investment Advisors
Tax Professionals • Insurance Agents
As Seen On
A Letter From The Founder
Dear reader,
They say money is the root of all evil. I disagree. Money is just a commodity. It is used to measure the value given in exchange for your time (your most precious gift). The prioritization of the pursuit of accumulating more money than is needed while neglecting yourself, your relationships, your health, and and so on is when I believe money becomes "evil." In short, putting money first can come at a high price. Many do not see it or realize it until it's too late.
As Henry David Thoreau so eloquently put it, "Wealth is the ability to fully experience life." I do not believe one can claim to be wealthy if they are lonely. I do not believe one can claim to be wealthy if they have lost their health. Are you spending your time how you want?
The ability the mindfully spend your time and money so that you are experiencing life while sticking to a plan that is helping guide you towards achieving your overall financial and life goals can be difficult. This is why Kedrec was created... We want to meet people where they are while helping them get to where they want to go. Whether you are just starting to save and invest, or you have already accumulated multiple millions, we are here for you. From being a one-stop shop offering comprehensive wealth management services to a one-time planning fee to help answer your questions, we are here for you. Kedrec is dedicated to your ability to live a wealthy life.
To your ability to enjoy your wealth,
Mike Decker
Founder, CEO
Mike Decker
Founder/CEO
"You cannot rise higher than your foundation allows"
-Mike Decker
Our Core Values
Time Is Precious
We believe that time is our most precious commodity and that it should not be wasted on activities we dislike. Everything we do at Kedrec is intended to help people be able to spend more time doing whatever it is they want to do. How much is a year of your life worth? Are you spending it how you want?
Do What Is Right
We focus on "what is right" (comprehensive financial planning), as opposed to arguing "who is right" (pitching a product). As an independent practice that is investment and product agnostic, our objective is to develop the right custom plan for you, based on your financial goals.
Teach How To Fish
We believe people are capable of managing their plan and portfolio on their own, as long as they have been set up correctly (teach how to fish). We also believe it should be a choice on who manages what (i.e., self-management, professional management, or a blend between the two).
If you want to explore what comprehensive financial planning and full-service wealth management could look like for you, then request your analysis today.
Six Reasons Why People Pick Kedrec
#1 Fiduciaries
As fiduciaries, we are legally required to do what is in your best interest. If there are any conflicts of interest, we disclose them up front.
#2 Independent
No one tells Kedrec what we can and cannot offer. We are agnostic when it comes to various investments, products, and strategies.
#3 Full-Service
Our services cover the entire financial services industry so that you can get comprehensive advice and not fragmented suggestions.
#4 Planning
We believe that you cannot talk about products or investments until you have a plan in place. Don't put the cart before the horse.
#5 Models
We offer active investment models that are designed to make money in up, down, or flat market cycles. We also offer passive investment models.
#6 Wellness
Our plans go beyond the finances. We include health and wellness tips so that you can potentially live a happier and healthier life.
What We Believe Full-Service Looks Like...
Investment
Advisor
Planning
Management
Tax Services
Investments
Insurance
Estate Plan
CPA /
Enrolled Agent
Planning
Management
Tax Services
Investments
Insurance
Estate Plan
Insurance
Agent
Planning
Management
Tax Services
Investments
Insurance
Estate Plan
Estate
Attorney
Planning
Management
Tax Services
Investments
Insurance
Estate Plan
Kedrec
(Full Service)
Planning
Management
Tax Services
Investments
Insurance
Estate Plan*
Health & Fitness
Wellness
Comparison chart is based on typical offerings based on licenses. Not all businesses in the financial services industry are the same. Kedrec's tax services focus on personal tax planning and filing. Kedrec does not offer accounting, auditing, or other business related tax services.
*Estate Planning is offered to through our relationship with Wealth.com.
Estate Planning is not available to residents of Missouri.
Ready To Get Your House In Order?
Click the button below and tell us what you want.
Our comprehensive services are designed to help you fully experience life (financially, at least).
CREATE A RETIREMENT PLAN DESIGNED TO LAST LONGER THAN YOU
HOW TO RETIRE ON TIME
In this book, you'll discover:
How to run the numbers and see when you can afford to retire (It’s easier than you think).
Seven common retirement myths that could hinder your ability to retire on time and stay retired.
Why many common retirement rules may put you at more risk than you realize, and what to do about it.
Discover proprietary retirement income strategies that may be able to help you have more control over your income while potentially lowering your risk.
How to proactively anticipate and manage your retirement during the ups and downs.
Why it’s typically not too late to course-correct. If you have already retired, there’s still time to get on the right path.
And much more!
This book is a marketing publication for Kedrec, LLC
This content on this website is provided for informational purposes only and is not intended to serve as the basis for financial decisions. It should not be construed as investment advice or a recommendation.
Investment advisory services are offered through Kedrec, LLC, a Kansas state Registered Investment Advisor. Insurance products and services are offered through its affiliate, Kedrec Legacy, LLC. We are not affiliated with the US government or any governmental agency.
Investing involves risk, including possible loss of principal. No investment strategy can guarantee success, ensure a profit or guarantee against losses. Insurance product guarantees are backed solely by the financial strength and claims-paying ability of the issuing company.
Insurance and annuity products involve fees and charges, including potential surrender penalties. Annuity withdrawals are subject to ordinary income taxes and potentially a 10% federal penalty before age 59-1/2. Life insurance generally requires medical and potentially financial underwriting to qualify for coverage. Optional features and riders may entail additional annual cost. Product and feature availability may vary by state.
Tax, legal and estate planning services are available only to members who purchase the Fresh Wealth Plan Membership level. Tax, legal and estate services provided by our network of tax and legal professionals. Always consult with qualified tax/legal advisors regarding your unique circumstances.
Enjoy Your Wealth
This content on this website is provided for informational purposes only and is not intended to serve as the basis for financial decisions. It should not be construed as investment advice or a recommendation.
Investment advisory services are offered through Kedrec, LLC, a Kansas state Registered Investment Advisor. Insurance products and services are offered through its affiliate, Kedrec Legacy, LLC. We are not affiliated with the US government or any governmental agency.
Investing involves risk, including possible loss of principal. No investment strategy can guarantee success, ensure a profit or guarantee against losses. Insurance product guarantees are backed solely by the financial strength and claims-paying ability of the issuing company.
Insurance and annuity products involve fees and charges, including potential surrender penalties. Annuity withdrawals are subject to ordinary income taxes and potentially a 10% federal penalty before age 59-1/2. Life insurance generally requires medical and potentially financial underwriting to qualify for coverage. Optional features and riders may entail additional annual cost. Product and feature availability may vary by state.
Tax, legal and estate planning services are available only to members who purchase the Fresh Wealth Plan Membership level. Tax, legal and estate services provided by our network of tax and legal professionals. Always consult with qualified tax/legal advisors regarding your unique circumstances.