For those who enjoy their research…
Articles & Press
Read our articles, some written for other publications, others written exclusively for the Kedrec audience.
Stocks vs. Indexes
Individual stock performance varies widely—over half never recover from declines. Thoughtful diversification, not random stock picking, can help manage risk and capture market growth. ...more
Retirement ,Newsletter &The Market with Context
August 07, 2025•1 min read
Interesting Market Pattern
Shiller’s CAPE metric shows that high market valuations often precede long flat periods. Focus on quality investments and long-term planning, not market timing. ...more
Retirement ,Newsletter &The Market with Context
July 31, 2025•2 min read
A Lesson in Investments
Short-term volatility can be misleading. Focusing on quality companies and long-term fundamentals helps investors navigate market swings without making reactive decisions. ...more
Retirement ,Newsletter &The Market with Context
July 24, 2025•2 min read
The Fed’s Dilemma
The Fed faces a tough choice: cut rates to spur growth but risk inflation and a weaker dollar, or keep rates higher to protect the dollar but slow the economy. ...more
Retirement ,Newsletter &The Market with Context
July 17, 2025•2 min read
Understanding P/E
High P/E ratios can signal overvaluation and increased risk. History shows elevated P/Es often precede lower returns or corrections—know your exposure and plan accordingly. ...more
Retirement ,Newsletter &The Market with Context
July 10, 2025•3 min read
How Markets React to Times of War
History shows markets often drop during geopolitical crises but typically recover. A diversified, well-structured plan can help weather uncertainty and protect long-term goals. ...more
Retirement ,Newsletter &The Market with Context
June 26, 2025•5 min read
Unrealistic Expectations
Be cautious when comparing your returns to an advisor’s without factoring in risk. Higher gains often come with higher volatility—ensure your strategy matches your goals and timeline. ...more
Retirement ,Newsletter &The Market with Context
June 19, 2025•3 min read
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Investment advisory services are offered through Kedrec, LLC, a Kansas state Registered Investment Advisor. Insurance products and services are offered through its affiliate, Kedrec Legacy, LLC. We are not affiliated with the US government or any governmental agency.
Investing involves risk, including possible loss of principal. No investment strategy can guarantee success, ensure a profit or guarantee against losses. Insurance product guarantees are backed solely by the financial strength and claims-paying ability of the issuing company.
Insurance and annuity products involve fees and charges, including potential surrender penalties. Annuity withdrawals are subject to ordinary income taxes and potentially a 10% federal penalty before age 59-1/2. Life insurance generally requires medical and potentially financial underwriting to qualify for coverage. Optional features and riders may entail additional annual cost. Product and feature availability may vary by state.
Tax, legal and estate planning services are available only to members who purchase the Fresh Wealth Plan Membership level. Tax, legal and estate services provided by our network of tax and legal professionals. Always consult with qualified tax/legal advisors regarding your unique circumstances.
This content on this website is provided for informational purposes only and is not intended to serve as the basis for financial decisions. It should not be construed as investment advice or a recommendation.
Investment advisory services are offered through Kedrec, LLC, a Kansas state Registered Investment Advisor. Insurance products and services are offered through its affiliate, Kedrec Legacy, LLC. We are not affiliated with the US government or any governmental agency.
Investing involves risk, including possible loss of principal. No investment strategy can guarantee success, ensure a profit or guarantee against losses. Insurance product guarantees are backed solely by the financial strength and claims-paying ability of the issuing company.
Insurance and annuity products involve fees and charges, including potential surrender penalties. Annuity withdrawals are subject to ordinary income taxes and potentially a 10% federal penalty before age 59-1/2. Life insurance generally requires medical and potentially financial underwriting to qualify for coverage. Optional features and riders may entail additional annual cost. Product and feature availability may vary by state.
Tax, legal and estate planning services are available only to members who purchase the Fresh Wealth Plan Membership level. Tax, legal and estate services provided by our network of tax and legal professionals. Always consult with qualified tax/legal advisors regarding your unique circumstances.