Most investors are familiar with tracking an index for relative returns. Absolute return theory is a more intentional and sophisticated approach to investing. ...more
Feature Articles ,Retirement
February 05, 2024•5 min read
Flat market cycles can wreak havoc on your retirement planning. Here’s why you shouldn’t focus only on average returns. ...more
Feature Articles ,Retirement
January 23, 2024•4 min read
Your retirement bucket list is no doubt packed with fun stuff, so let’s discuss how to help ensure you don’t get blindsided by things that could be prevented. ...more
Feature Articles ,Retirement
December 28, 2023•6 min read
When it comes to retirement planning, most people think of traditional retirement savings vehicles like 401(k) plans, IRAs and Social Security benefits. Many times, we gloss over life insurance produc... ...more
Feature Articles ,Retirement &Taxes
June 07, 2023•8 min read
This permanent life insurance provides a death benefit to your beneficiaries but also offers a cash-value component that can grow over time. ...more
Feature Articles ,Retirement
May 31, 2023•5 min read
When it comes to retirement planning or income planning, many Americans subscribe to one of two approaches. The first suggests that you take around 4% from your stock/bond portfolio each year as incom... ...more
Feature Articles ,Retirement
May 31, 2023•3 min read
According to the Modern Portfolio Theory, it’s hard to beat the market. If MPT is right, then it shouldn’t be surprising to see headlines like, “New report finds almost 80% of active fund managers are... ...more
Feature Articles ,Retirement
May 30, 2023•5 min read
Traditionally, retirement planning revolves around a stock/bond portfolio that is focused on growth, suggesting you take around 4% as income each year. Other traditional strategies include funding a d... ...more
Feature Articles ,Retirement Taxes &Social Security
May 24, 2023•3 min read
Market performance regularly runs a gamut of annual dips and flat cycles to corrections and crashes. Investors who know the patterns can set reasonable expectations.After a few great years of positive... ...more
Feature Articles ,Retirement
April 13, 2023•5 min read
In this book, you'll discover:
How to run the numbers and see when you can afford to retire (It’s easier than you think).
Learn why many common retirement income strategies may be riskier than you realize.
Discover proprietary retirement income strategies that may be able to help you have more control over your income while potentially lowering your risk.
How to proactively anticipate and manage your retirement during the market's ups and downs.
Why it’s typically not too late to course-correct. If you have already retired, there’s still time to get on the right path.
And much more!
Investment advisory services are offered through Kedrec, LLC, a Kansas state Registered Investment Advisor. Insurance products and services are offered through its affiliate, Kedrec Legacy, LLC. We are not affiliated with the US government or any governmental agency.
Investing involves risk, including possible loss of principal. No investment strategy can guarantee success, ensure a profit or guarantee against losses. Insurance product guarantees are backed solely by the financial strength and claims-paying ability of the issuing company.
Insurance and annuity products involve fees and charges, including potential surrender penalties. Annuity withdrawals are subject to ordinary income taxes and potentially a 10% federal penalty before age 59-1/2. Life insurance generally requires medical and potentially financial underwriting to qualify for coverage. Optional features and riders may entail additional annual cost. Product and feature availability may vary by state.
Tax, legal and estate planning services are available only to members who purchase the Fresh Wealth Plan Membership level. Tax, legal and estate services provided by our network of tax and legal professionals. Always consult with qualified tax/legal advisors regarding your unique circumstances.
Investment advisory services are offered through Kedrec, LLC, a Kansas state Registered Investment Advisor. Insurance products and services are offered through its affiliate, Kedrec Legacy, LLC. We are not affiliated with the US government or any governmental agency.
Investing involves risk, including possible loss of principal. No investment strategy can guarantee success, ensure a profit or guarantee against losses. Insurance product guarantees are backed solely by the financial strength and claims-paying ability of the issuing company.
Insurance and annuity products involve fees and charges, including potential surrender penalties. Annuity withdrawals are subject to ordinary income taxes and potentially a 10% federal penalty before age 59-1/2. Life insurance generally requires medical and potentially financial underwriting to qualify for coverage. Optional features and riders may entail additional annual cost. Product and feature availability may vary by state.
Tax, legal and estate planning services are available only to members who purchase the Fresh Wealth Plan Membership level. Tax, legal and estate services provided by our network of tax and legal professionals. Always consult with qualified tax/legal advisors regarding your unique circumstances.